This is a proposal form for a contract of insurance. Within this form, ‘proposer’ means the individual, company, partnership, limited liability partnership, organisation or association requesting insurance.
All questions with an asterisk (*) must be answered to enable a quotation to be provided, however completion of these questions does not bind you or the insurer to enter into a contract of insurance.
You should retain a copy of the completed proposal (and of any other supporting information) for future reference.
You have a duty to make a fair presentation of the risk to be insured by clearly disclosing all material circumstances which you, your senior management and those responsible for arranging this insurance know, or ought to know, following a reasonable search of the information that is available. Failure to do so may make the contract of insurance voidable or severely prejudice your rights in the event of a claim.
A circumstance is material if it would influence the judgement of a prudent insurer in determining whether to take the risk and, if so, on what terms. If you are in doubt as to whether a circumstance is material, please contact us to discuss this further.