Measurable events, measurable impact
Traditional insurance often falls short in covering climate related risks, leaving communities and industries exposed. Our Parametric coverage provides a game-changing solution with fast, transparent payouts tied to measurable events like wind speed, or rainfall, offering flexible protection for underserved regions and sectors worldwide.
Parametric coverage overview
Territories
UK, Canada, Hong Kong & South Africa
Up to $5million limit per policy – allowing primary insurance solutions (no fronting required)
North America
Up to $5million per policy
Europe
Coming soon
Rest of World
Up to $5million limit per policy allowing reinsurance solutions
Appetite
- Agricultural businesses
- Captives
- Commercial property
- Construction & infrastructure projects
- Event organisers
- Food & beverage companies
- Golf courses
- Hydro-power products
- Landscaping or irrigation businesses
- Municipalities
- Retail businesses
- Ski resorts
- Snow removal services
- Solar energy farms
- Supply chain & logistics companies
- Traditional energy sector
- Utilities
- Water utilities
- Wind energy farms
- Wineries
Cat-in-a-circle: Loss payment eligibility based on storm category, wind speed and track distance from property location(s)(excluding USA)
- High cumulative rainfall
- Low cumulative rainfall
- Freeze/Frost
- Heat
- Lack of Wind Speed
- Lack of Solar Radiation
- High cumulative Rainfall
- Too many rainy days
- Too many High Wind Gust days
- Freeze/Frost
- Heat
- Too many rainy days
- Freeze/Frost
- Heat
- Too many rainy days
- High cumulative Rainfall
- Excess snowfall critical days and accumulation
- Low snowfall
- Too many rainy days
- Freeze/Frost
- Heat
- Excess snowfall critical days and accumulation
- Low snowfall
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