Protecting landlords leased premises’
Our team of rental dwelling property experts can obtain coverage for your customers through our in-house facilities with Great Lakes Insurance and Chubb European Group. If your portfolio doesn’t fit within our in-house facility criteria, we also have access to American National Lloyd’s Insurance Company on a referral basis.
COVER OVERVIEW
What is covered?
- Dwelling Coverage (physical damage) – Up to $1,500,000 any one loss, any one location. We can underwrite schedules up to 50-locations in-house.
- Premises Liability – Up to $1,000,000 Occurrence/$3,000,000 Aggregate
Higher limits can be obtained on a referral basis. For full coverage details, download our Investor-Owned Rental Dwelling Schedules product factsheet below.
Optional coverage
- Personal Property
- Loss of Rents
- Windstorm
- Flood & Earthquake (Annual Aggregate would apply)
- TRIA
- Automatic coverage – 30 days
- Fixed Schedule or Reporting Form
TARGET RISKS
- Schedules of Residential Dwellings
- We write 1-4 family unit locations, but focus on schedules mostly 1-2 family. Up to 8 family is considered as part of a wider schedule of 1-4
- Some commercial exposure acceptable
- Usual minimum number on a schedule is 10 (but we have placed those with less, so please do get in touch)
- No maximum
- Package or Monoline Property
- Monroe county (FL) with wind
- Orleans Parish and South (LA) with wind
- NJ urban locations
- California – unless not remotely exposed to Wildfire (see Hazard Hub or Riskmeter)
- Apartments
- Short-term rentals
- Competitive commission
- Package or property only available
- No co-insurance clause
- No inspection required
Get in touch
Steve Hart
Chief Broking OfficerSteve is a highly experienced Delegated Authorities specialist. With a career spanned over 20 years, he has a wealth of knowledge across a range of property insurance classes as both an underwriter and a broker. He is an associate of the Chartered Insurance Institute (ACII).
Make an enquiry
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